How to Get California Health Insurance Quotes? « all insurances log
Health Maintenance Organization (HMO) scheme of insurance assigns a doctor to you. Now, all medical emergencies, hospitalizations, check ups and medicine purchase are managed under your physicians advice. Essentially you cannot consult …  read more…

Healthy Competition? How a Competitive Health Insurance Market …
The American Medical Association found that, in 2008, 94% of the markets for health insurance were highly concentrated. By itself, this figure may not be troubling. However, in that same year, a survey by the Kaiser Family Foundation … With regards to cost, a widely cited study by Wholey et. al. found that a larger number of HMOs is related to lower HMO premiums. Specifically, Wholey found that highly competitive markets with 17 competitors and 45 percent HMO market …  read more…

Cheap Health Insurance Made Easy | Health Insurance Blog
Cheap health insurance plans generally fall into one of two categories: indemnity plans and managed care plans (HMOs, PPOs or POS plans). An indemnity plan allows you to choose your own doctors and pays for your medical expenses totally …  read more…

From Google Blog Search

Tips for Purchasing the Best Health Plan
Your financial health depends on having health insurance for you and your family. Lack of health insurance can bring financial upset if a healthcare emergency arises. Just having the coverage isn’t …  read more…

Finding the Best Healthcare Plan For You
There are many different types of health insurance plans. For many people the company that they work for provides a suitable health plan. However, some people do not have the option of receiving healt…  read more…

Affordable Temporary Medical Insurance � Where to Get the Best Rate
If you have any travel plans coming up, you need to think about buying an affordable temporary medical insurance policy. Even if you already have health coverage, a vacation far away from home is no p…  read more…

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Open Question: How would we go about filing a class action suit against the AMA and their Senators?
The AMA and their HMO’s are in violation of public trust due to the blatant lies they publish over television trying to scare the American public.

The Senators who oppose medical reform are paid for and owned by these insurance companies so they are in breach of the public trust and committing a crime against the people that elected them to look after their interests in Washington.

How do we file a class action lawsuit against these criminals?

http://www.huffingtonpost.com/bill-mann/americans-whove-used-cana_b_215256.html

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Voting Question: I Need Help Finding an OBGYN!!!!!!!! Please!!!!?
Please help me I have pacific care HMO but the ones that my insurance cover are horrible, but I could switch medical groups except to cider Sinai, ucla,and loma linda. I am located in los angeles but close to culver city, westwood,and Santa monica looking around those areas I just found out last Friday that I am pregnant but having a hard time finding a doctor.please help me I really need your help!

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Resolved Question: Why do people think we need more government, not less, in health care?
http://www.forhealthfreedom.org/Publications/HealthIns/HMOsRise.html

Dissatisfaction with HMOs has led some to call for increased regulation of the HMO industry. Government officials express concern for patient protection and access to health care. Yet government action did much to encourage the spread of HMOs’and government action continues to steer people into HMOs.

HMO Act of 1973
Unbeknownst to most, Congress has essentially mandated managed care for everyone. In response to escalating costs in the Medicaid and Medicare programs, Congress looked to HMOs for assistance.

In 1973, it passed the HMO Act which offered government subsidies to HMOs and gave nonlicensed HMO executives the power to challenge the medical judgment of licensed physicians.

The Act also mandated that all businesses with more than 25 employees offer HMOs as a health care option. Until then, most employers, fearing increased costs and utilization, had avoided HMOs.

States Force People Into Managed Care
During the early 1980’s, Congress began allowing states, through Medicaid Section 1115 waivers, to herd Medicaid recipients against their will into managed care programs. By June 1996, over 40 percent of Medicaid beneficiaries were enrolled in managed care plans.

The Department of Health and Human Services (HHS) touts the waivers as providing “states with the much-needed flexibility to develop innovative solutions.” That flexibility, however, violates federal Medicaid law, which prohibits limits on treatment or choice of doctor.

HMOs Gain Solid Ground
In 1995, Congress repealed the employer mandate, but by then, HMOs had already gained a solid position in the medical marketplace. According to the Health Resources and Services Administration, the percentage of working Americans with private insurance enrolled in managed care rose from 29 percent in 1988 to over 50 percent in 1997.

Who Benefits From HMOs?
By mandating managed care for some patient groups, and by passing legislation allowing HMOs to deny care, the government has assured maximum profit for HMOs, with little risk. Public officials profit politically by promising “free” health care. Managed care allows politicians to promise health care without actually guaranteeing access to it.

Americans are rightly concerned about managed care. However, in public policy as in medicine, proper diagnosis precedes proper treatment. Proposals to increase the regulation of HMOs stem from an incorrect diagnosis. Government- directed managed care is not the cure; individual choice is.

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